Legal

Terms of Service

Stock Trading Competition Simulator
Effective Date: 1/28/2026
Last Updated: 1/28/2026

These Terms of Service (“Terms”) are a binding agreement between you (“User”) and Stock-Wars Inc. (“Company”).

YOU ACKNOWLEDGE:
  • Markets are volatile and unpredictable
  • Simulated results do not predict real performance
  • Competitions involve uncertainty
  • You participate voluntarily
YOU ASSUME ALL RISKS.

The Platform:
  • Is a simulation using virtual funds
  • Does not execute real securities trades
  • Is educational and entertainment-oriented
The Company is NOT:
  • A broker-dealer
  • An investment advisor
  • A securities exchange
  • A bank
  • A money transmitter
  • A gambling operator
Nothing herein creates a financial advisory or fiduciary relationship.

No content constitutes:
  • Investment advice
  • Financial advice
  • Tax advice
  • Legal advice
Users bear sole responsibility for real-world decisions.

Competitions are skill-based.

Entry fees compensate for:
  • Platform access
  • Technology services
  • Administration
  • Prize pools
Users acknowledge skill contests still involve uncertainty.

The Company operates a simulation and competition platform only and does not hold customer funds for investment or trading.

To the extent payments or prizes are processed:
  • Licensed third-party payment providers are used
  • Funds transmission (if any) is handled by regulated entities
  • The Company does not provide custody services for securities

The Company may implement controls consistent with:

  • Anti-Money Laundering (AML) laws
  • Counter-Terrorist Financing (CTF) laws
  • Sanctions regulations
  • Fraud prevention laws
Users agree to cooperate with reasonable compliance requests.

The Company may require:

  • Identity verification
  • Age verification
  • Address confirmation
  • Source-of-funds inquiry for prize payouts
Failure to comply may result in suspension or forfeiture.

Users represent they are not:
  • Sanctioned individuals
  • Located in comprehensively sanctioned jurisdictions
  • Acting on behalf of prohibited parties
The Company may screen users against sanctions lists.

The Company may at any time:
  • Modify competitions
  • Cancel events
  • Adjust scoring
  • Withhold prizes
  • Limit access
  • Suspend or terminate accounts
At sole discretion for risk, compliance, or integrity reasons.

All fees:
  • Are non-refundable
  • Do not guarantee winnings
  • Are earned upon payment
  • Chargebacks may result in bans

Prizes:
  • Are conditional and revocable
  • Subject to compliance checks
  • May require tax reporting documents
  • May be delayed for verification
  • Users are responsible for taxes

Users shall not:
  • Cheat or exploit bugs
  • Use bots
  • Reverse engineer
  • Manipulate competitions
  • Collude
  • Attempt fraud
We may investigate and act unilaterally.

All Platform IP belongs to the Company. Users receive a limited, revocable license.

THE PLATFORM IS PROVIDED:
  • “AS IS”
  • “AS AVAILABLE”
  • “WITH ALL FAULTS”
We disclaim all warranties.

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

The Company and its leadership are not liable for:

  • Financial losses
  • Lost profits
  • Data loss
  • Service interruptions
  • Security incidents
  • Third-party failures
  • Competition outcomes
TOTAL LIABILITY CAP = GREATER OF:
  • $100 USD
  • Fees paid in prior 12 months

Users indemnify the Company from claims arising from:

  • Misconduct
  • Legal violations
  • Breach of Terms
  • Fraud or abuse
Survives termination.

Users waive:

  • Jury trials
  • Class actions
  • Collective claims
Binding arbitration in Delaware.

Access may be terminated anytime without notice.

No liability for:
  • Regulatory changes
  • Market disruptions
  • Cyberattacks
  • Infrastructure failures
  • Natural disasters

Governed by laws of Delaware.

Privacy Policy

Stock-Wars Inc.
Contact: __________________

  • Identity data
  • Contact data
  • Device data
  • IP addresses
  • Usage logs
  • Competition activity
  • Payment metadata
  • Verification/KYC data where required
  • Payment related information

Data is processed to:

  • Operate competitions
  • Prevent fraud
  • Meet AML/sanctions compliance
  • Ensure security
  • Conduct analytics
  • Comply with law
  • Defend legal claims

Processing relies on:

  • Contract necessity
  • Legitimate interests (fraud, security, platform integrity)
  • Legal obligations (AML/sanctions/tax)
  • Consent where required

Data retained as necessary for:

  • Compliance
  • Legal defense
  • Fraud prevention
Anonymized data may be retained indefinitely.

We may share data with:

  • Payment processors
  • KYC/AML vendors
  • Cloud providers
  • Security vendors
  • Regulators and law enforcement
  • Corporate transaction counterparties
We do not sell personal data.

Transfers may occur under safeguards such as:

  • Standard Contractual Clauses
  • Adequacy decisions
  • Technical protections

We use reasonable safeguards but cannot guarantee absolute security.

Users accept inherent risk.

Where applicable:

  • Access
  • Correction
  • Deletion
  • Restriction
  • Objection
Requests may be declined where legally justified.

Used for:

  • Authentication
  • Security
  • Analytics
  • Performance

Not for users under 18.

Continued use = acceptance.

Highlights
  • Simulation using virtual funds only.
  • Competitions are skill-based (not gambling).
  • Market data and outcomes may be uncertain.